Mike's passion for financial planning all began at his family's company, High Falls Advisors, founded in 1986 by his father-in-law, Jim McBride. After working as a Financial Advisor and Vice President of Business Development and Marketing for High Falls Advisors, Mike decided that while he was in the right industry, it was time to start his own practice. He joined a small RIA and grew his passion and business. While there, he started to formulate a vision for what his perfect firm could look like, and the idea for T.R.U.E Financial Guides was born. As the firm grew in size and scope Mike expanded his footprint and merged his company with Coastal Capital Management, LLC in Savannah, GA. This merger brought many positive advantages, most of which was the addition of Sam Hubbard, MBA, CFA, CDFA. Sam’s unique skill as a CFA grew the firm’s ability beyond Mikes skill set of financial planning deep into the world of investment analysis. The two firms became one and T.R.U.E. Coastal Capital, LLC was born.
Since then, Mike has continued to work with the Kodak community as an expert with Kodak retirement planning for individuals, couples and families of all backgrounds and ages. Mike serves as a "T.R.U.E Financial Guide" for individuals and businesses maintaining his background as an Accredited Wealth Management Advisor℠. Mike's personal practice is focused on investment management and financial planning. He provides personal and objective advice on retirement income planning, Social Security planning, estate planning, investment allocation, Medicare supplemental planning, and tax-related matters.
Every day, he finds new ways to better serve his clients. With a team that shares the same values and vision as he does, there is no doubt T.R.U.E Coastal Capital, LLC will continue to grow and make a real difference in the communities of Rochester, NY, Savannah, GA and beyond.
Mike is no stranger to working in the community. He has served on the board for the Juvenile Diabetes Research Foundation, JDRF, Nominating Committee and St. Andrews Independent School Board of Trustee’s. He currently serves on the Investment Committee (IC) for the St. Andrew's School Endowment fund. Mike resides in Savannah, GA with his wife and two children where he is an active member at the First Baptist Church of the Islands. In his spare time, you will find Mike watching his son play baseball at the Benedictine Military School or his daughter play softball at Calvary Day School. He also enjoys fishing, hunting, boating, and alpine skiing.
Mike earned a Bachelor of Arts Degree with double majors in Political Science and International Studies from SUNY Brockport graduating with honors. He also holds a Masters Degree in Architecture from the University of Buffalo, where he was awarded the Schamberg fellowship for Academic Excellence. In addition, Mike has a NYS teaching certificate in Technology Education and a NYS Building Administrator license. Mike also has an advanced certificate in Strategic Leadership from Canisius College. Mike holds Series 7 and Series 66 Securities Licenses and is an Accredited Wealth Management Advisor (AWMA) from the College for Financial Planning. Mike maintains a NYS, GA, PA and FL Life Accident and Health Insurance licenses as well.
Learn More About Me
What’s the most likely place people could find you on a Saturday night?
At my house eating pizza and wings enjoying a baseball game, football game or watching a good comedy with my family.
Which would you pick: Living on the beach or living near the mountains?
Live on the beach in the Winter and near the mountains in the Summer.
Imagine being approached by a genie who offers you three wishes. What might those wishes be?
I’d wish for a rocket-fast metabolism, an amazing memory and perfect health for my family.
If you had the ability to travel back in time, what’s something you would tell your 18-year-old self?
Slow is smooth, and smooth is fast.